Do You Want to Gain Total Control of Your Money?
In an Easy and Relaxed Way?
  • Have money for all your obligations (==NO stress)?
  • Be happier, calmer and more relaxed?
  • Fund your lifetime goals by saving significant amounts each month?
  • Open yourself doors to Financial Independence?
  • Or even Early Retirement!?!
  • All without strict budgets and limiting yourself?
Try HoneyMoney. You might fall in love with it!
Designed to be flexible, but simple. Sweet and effective.
HoneyMoney is an online tool and mobile apps for improving your financial life:
Analyze your past
  • Where your money goes to
  • What was worth it and
  • What could be saved on

Raise awareness over your money

Feel control over you life
  • How much it's safe to spend
  • How much needs to be reserved
  • How much should be saved

Make better money decisions

Plan your future
  • Cashflow-based planning
  • Achieve your financial goals
  • See all the plans on one page

Save more money each month

skeptical bee
"Ugh... It's boring..."
"Bees are stupid!"
"I tried something similar, but abandoned it..."
HoneyMoney is Different
Tracking is Manual by Design
HoneyMoney increases your awareness about your money habits.
Being fully aware of your money naturally changes how you spend it.
Calendar is the Best Way to View your Transactions
  • Plan and enter transactions, drag and drop to change dates or to copy transactions.
  • Search and filter, view stats

click to enlarge

Combine Multiple Transactions
  • The total will be calculated automatically
  • Add/subtract/multiply right inside the field
  • Track with Accounts and Envelopes
  • Add categories and tags
Planning is Cash Flow Based, not Budget Based
You just plan your future incomes and expenses in the calendar.
And HoneyMoney runs the cash flow simulation one year in the future.
Envelopes Give Your Money Meaning

You can track physical places where your money actually is (chequing/saving accounts, credit cards, investment accounts).

At the same time, know how much of your money is reserved for

  • planned expenses (Reserves),
  • unplanned expenses (HoneyMoney),
  • financial Goals and Funds.
Cash Flow Forecasts

Get a prediction of how much more money needs to be reserved for expenses or can be safely invested. The system runs a simulation based on your planned expenses and transfers to Funds and Goals.

wondering bee
Tell me more?
Reports are OFF THE CHARTS
Carefully crafted to give you a lot, but not too much
Compare Periods

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Predict Future Account Balances
See Expenses by Categories
Track Your Net Worth
curious bee
MORE!!!
Saving Money is Funny
HoneyMoney is for Savers

HoneyMoney is not about escaping from living "Paycheck-To-Paycheck". Although it can help with that too. HoneyMoney is the only tool specifically designed to help people save more money.

Improve your "Financial Badassity™":

  • Track your Savings Rate — the most important metric
  • Track progress towards your financial goals
  • Track and analyze your spending
HoneyMoney Makes it Fun

Just recording a number is not difficult, requires no new skills, and takes only 20 minutes a week. Tracking all your expenses is just a really good habit, that nobody taught us when we were kids. It is as simple as brushing your teeth.

You don't need any budgets or restrictions, you're free to buy whatever you want as long as you track it!

You can also start with simple tracking, planning will come later.


Don't force it
Mobile Web App

Although the main focus of HoneyMoney is desktop/tablet browser app, you can enter transactions on the go with mobile web-app (PWA).

Offline mode, full desktop-app functionality.

HoneyMoney Works Since 2011
About HoneyMoney

Hello, my name is Ildar, I live in Edmonton, Alberta, Canada 🇨🇦.

I'm originally from Russia, that's why the initial version of HoneyMoney was launched in Russian back in 2011.

Now is the time to bring HoneyMoney to the English world as well.

I made HoneyMoney because I didn't like any other options on the market. I tailored it to my needs, and with time it became a small, but profitable business. I've been running it for 7 years now.

I'm the very first user of HoneyMoney, but there're also hundreds of other happy users. This means a lot to me.

HoneyMoney is for personal finance geeks, savers, FIRE-achievers, people who want to control their finances.

And all the people who want to become ones.

Check out the users map on the right. Let's fill it with new happy users =>

People Love HoneyMoney

100 testimonials in one word cloud:



Users map (no bees in Africa yet):

Gain Total Control over Your Money
It's easy, and it works
👀   View Demo    or    ❤️   Get Started